"comparing Travel Insurance Plans For Australian Travelers" - If you want to compare travel insurance options, Travel Insurance offers a range of cover options that may suit your trip and budget. Our travel insurance offers you quality coverage.
COVID-19 Benefits We offer travel insurance options that include COVID-19 benefits for things like trip cancellation and overseas medical and hospital expenses if you become ill with COVID-19
"comparing Travel Insurance Plans For Australian Travelers"
Compare the benefits of our travel insurance to find the right policy for your trip, from cancellation to rental vehicle excess.
Compare Travel Insurance Plans
This is a limited summary of just some of the benefits available on our Basic, Domestic, Comprehensive and Multiple Travel Insurance plans. Terms, conditions, exclusions, limitations and applicable sublimits apply. For complete information and before making a decision, please review the relevant Product Disclosure Statement (PDS).
Our Australian case managers can help provide the support you need - 24 hours a day, 365 days a year
As with any type of insurance, you can compare travel insurance prices between and within providers before purchasing. In fact, shopping around will help you learn about inclusions and exclusions and help you decide on the best policy to suit your needs.
We provide international and domestic travel insurance options. Our international travel insurance plans include Basic Plan , Comprehensive Plan and Multi Trip Plan which you can consider depending on your requirements and financial situation. For more information, please refer to the Product Disclosure Statement (PDS).
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Yes, you can compare the costs and benefits of our travel insurance plans, which include a basic plan, a comprehensive plan, and a multi-trip plan for international travel.
If I contract a disease that is recognized as an epidemic or pandemic, such as COVID-19, while traveling, am I covered?
This product has a general exclusion, with limited exceptions, against epidemics and pandemics. This means that we do not cover claims arising out of or related to an epidemic or pandemic.
However, you are eligible for certain benefits if you are diagnosed with an epidemic or pandemic disease such as COVID-19 during the policy period.
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Check with PDS to find out what benefits are offered for epidemic or pandemic disease coverage and what terms, conditions, limitations and exclusions apply.
Note: No benefits under this policy will be covered if your claim arises because you have not followed advice or warnings issued by the Australian Government or a reliable media source. This applies even if you have been granted permission to travel by the Australian Government or you fall under a special exception where a travel ban is otherwise in place.
Can I get a refund for my travel insurance premium if my plans change due to COVID-19?
If you need to cut your trip short during your trip or are unable to travel due to a border closure due to COVID-19 or a mandatory quarantine period, you may be eligible for a partial or full refund of your contribution. Contact PDS for more information.
Overseas Student Health Cover Insurance
This policy does not cover any benefits if your claim arises because you failed to follow advice or warnings that a reasonable person would have been aware of that were issued by the Australian Government (when "review your need to travel" or "do not travel" warning) or that was published in a reliable media source.
Before purchasing travel insurance and during your trip, check Smartraveller and Partners for travel alerts or advice for your intended destination.
This applies even if you have been granted permission to travel by the Australian Government or you fall under a special exception where a travel ban is otherwise in place. Subscribe to Smartraveller for travel alerts and email updates.
Refer to General Exceptions in the PDS for a complete list of exceptions. If you have any questions, call us on 13 1000.
Does Your Travel Insurance Cover Mental Health Claims?
A blanket exclusion, sometimes called a policy exclusion or an exclusion, is an exclusion that applies to all policy benefits.
If a general exclusion applies, your travel insurance policy will not cover that event, act or circumstance. Refer to General Exceptions in the Product Disclosure Statement (PDS) for a complete list of exceptions.
Recognizes Aboriginal and Torres Strait Islander peoples as the traditional custodians of the lands on which we live and work across Australia. We pay our respects to First Nations elders past and present.
Any advice here does not take into account your individual goals, financial situation or needs. Terms, conditions, limitations and exclusions apply. Please review the relevant Product Disclosure Statement (PDS)/policy wording and Supplemental PDS (if applicable) before deciding on this insurance. PDS/Policy Formulations, Supplemental PDSs and Target Market Definitions (TMDs) for this insurance are available on this website as applicable.
Basic Travel Insurance
Travel insurance is issued and administered by AWP Australia Pty Ltd ABN 52 097 227 177 AFS License No. 245631 acting as Global Assistance (AGA) as an agent for Australia Insurance Limited ABN 15 000 122 850 AFS License No. 234708 (). Travel insurance is provided by the insurer. Terms, conditions, exclusions, limitations and applicable sublimits apply.
We do not provide advice based on your goals, financial situation or needs. Before making a decision, please read the Product Disclosure Statement available on this website. If you purchase this insurance, AGA will receive a commission as a percentage of the premium. Please ask us for more details before we provide you with any services with this product. Many or all of the products featured here are from our partners who pay us a fee. This affects which products we write about and where and how the product appears on the page. However, this does not affect our ratings. Our thoughts belong to us. Here is a list of our partners and how we make money.
Travel insurance can protect your non-refundable bookings and cover any unexpected emergency medical expenses incurred during your trip. However, the travel health insurance needs of those who take several short vacations per year will differ from those of digital nomads who may spend a significant portion of the year living and working abroad.
Digital nomads may also be less likely to return home, travel with equipment (e.g., laptop, camera, etc.), participate in adventurous activities, and want access to health insurance, especially if they do not have such coverage at home.
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With the prevalence of remote work and increased opportunities to live and work abroad, here are some of the most popular nomad travel insurance options.
World Nomads is a travel insurance provider that offers coverage for residents of many countries and also allows you to extend your coverage mid-trip. It is guaranteed by Nationwide Insurance. No matter which plan you choose, the health insurance limits are quite good.
Importantly, the provider does not have a pandemic exclusion, so claims related to COVID are covered. However, World Nomads specifically states that fear of travel is not a valid reason to cancel a trip. So, if you want to cancel your trip on your own, you should consider plans that offer Cancel for Any Reason coverage.
World Nomads has two travel insurance policies: Standard and Explorer. The Standard plan has lower coverage limits and includes over 200 sports (including some adventure sports), while the Explorer plan adds 60 other activities and sports, including more dangerous ones such as shark cage diving, skydiving parachuting and paragliding.
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The inclusion of sports activities in both World Nomads plans is unique, as most traditional travel insurance plans exclude them.
Finally, coverage can't exceed 180 days, so if you're traveling abroad for longer than that, you'll need to renew your plan after your current coverage period ends.
To see how World Nomads compares to other travel health insurance providers, we looked at a sample 180-day multi-country trip by a 30-year-old Colorado resident.
Because of lower limits and less adventure coverage, the standard World Nomads plan costs $549, which is significantly cheaper than the $788 Explorer plan.
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It's important to note that if prepaid non-refundable travel expenses exceed $2,500, the standard plan will only cover up to $2,500 in the event of trip cancellation. In this case, you should consider the more expensive Explorer plan, which provides up to $10,000 in cancellation coverage. Notably, the accident and medical coverage is $100,000 on both plans, which provides a lot of reassurance, especially if you're abroad for a long period of time.
World Nomads' biggest advantage is its adventure coverage. In this case, evaluating the suitability of a plan depends more on the type of coverage you're looking for than the price. Due to the many advantages of World Nomads plans over various providers, we named World Nomads as one of the best travel insurance companies. See our full rationale here: The best travel insurance right now.
SafetyWing is another popular travel health insurance option for digital nomads that also offers COVID coverage. You can buy a policy while abroad, making it easy for those who are already traveling and decide to get cover mid-trip.
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